There’s no question that building an entire city from scratch will require a ton of money. That money won’t always be available, but fortunately, you will have the opportunity to take out some Cities: Skylines 2 loans. The option for loans won’t be available right away, so we’ve come up with this guide to help you unlock it.
From setting up modes of transportation to dealing with water pollution in your city, pretty much anything you do in Cities: Skylines 2 will require you to spend some cash.
So if you find your reserves running low, continue reading to learn how to qualify for Cities: Skylines 2 loans in the city builder.
How to unlock loans in Cities: Skylines 2
Loans in the original Cities: Skylines become available after reaching the “Little Hamlet” milestone. You can get to this milestone by having a population of about 500 in your city.
Paradox Interactive has yet to share any details regarding loans in the upcoming sequel, but we can expect a similar requirement for unlocking this financial service.
When loans become available, you can take one out by opening your menu and going to the Economy section. From there, click on the Loans tab. There you should be able to find all the important information regarding loans like how much money you will receive, your payment plan, and interest rates.
How to repay loans in Cities: Skylines 2
Loan payments are automatically taken out of your bank account every week, so you won’t have to worry about missing a payment. The amount that will be deducted will depend on the terms of your loan.
You also have the opportunity to pay early though, should you find yourself having a bit of extra cash. To do this, go into the Loans menu again, and click on the Pay Now button.
As long as you stay on top of things like minimizing traffic and keeping your citizens healthy, you should be earning enough money to pay off your loans easily.
And that’s it for unlocking loans in Cities: Skylines 2. If you’re going to be playing the game on PC, don’t forget to check out its system requirements.